Terms of Use

1. Acceptance of Terms

By accessing, browsing, or using the PaymentProcessingQuotes.com website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (the "Terms"), as well as all applicable federal, provincial, and local laws and regulations. These Terms constitute a legally binding agreement between you (the "User") and PaymentProcessingQuotes.com (the "Company," "we," "us," or "our").

If you do not agree to these Terms, you must immediately cease all use of the Site. Your continued use of the Site following the posting of any changes to these Terms constitutes your acceptance of those changes. We recommend reviewing these Terms periodically to stay informed of any updates.

2. Description of Services

PaymentProcessingQuotes.com provides a free, no-obligation comparison platform that helps Canadian businesses find and compare payment terminal solutions, including but not limited to Clover, Pax, and Ingenico terminals. Our services include:

• Providing educational content and product information about payment terminals and processing solutions available in Canada.
• Generating personalized, non-binding quotes based on information submitted through our online forms.
• Connecting businesses with qualified payment terminal providers and partners.
• Offering resources, guides, and tools to help businesses make informed decisions about payment processing.

3. User Eligibility and Account Responsibilities

By using this Site, you represent and warrant that you are at least 18 years of age or the age of majority in your province of residence, whichever is greater, and that you have the legal capacity to enter into these Terms. If you are using the Site on behalf of a business entity, you further represent that you have the authority to bind that entity to these Terms.

You agree to provide accurate, current, and complete information when submitting any form or request on our Site. You are solely responsible for ensuring the accuracy of the information you provide, including your business name, contact details, and transaction volume estimates.

4. Payment Terminal Quotes and Services

Quotes generated through our Site are provided for informational purposes only and do not constitute a binding offer, contract, or guarantee of service. All quotes are estimates based on the information you provide and are subject to change. A qualified representative may contact you to discuss your needs and finalize pricing.

Final rates, fees, and terms of service are determined by the individual payment terminal providers and may vary based on factors including but not limited to: your business type, transaction volume, credit history, terminal model selected, contract duration, and applicable promotions.

PaymentProcessingQuotes.com acts as an intermediary comparison service and is not itself a payment processor, financial institution, or terminal manufacturer. We do not process payments, handle funds, or provide banking services.

5. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

• Use the Site in any way that violates any applicable federal, provincial, or local law or regulation.
• Submit false, misleading, or fraudulent information through any form or communication on the Site.
• Attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site through hacking, password mining, or any other means.
• Use any automated system, including bots, scrapers, or spiders, to access the Site for any purpose without our express written permission.
• Introduce viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.
• Interfere with or disrupt the integrity or performance of the Site or the data contained therein.
• Collect or harvest any personally identifiable information from the Site.
• Use the Site to send unsolicited communications, spam, or promotional material.

6. Intellectual Property Rights

All content, materials, and features available on or through the Site — including but not limited to text, graphics, logos, icons, images, audio clips, video content, data compilations, software, and the overall design and layout of the Site — are the exclusive property of PaymentProcessingQuotes.com or its content suppliers and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material on our Site without our prior written consent, except for temporary storage in your web browser cache or printing of individual pages for personal, non-commercial use. The PaymentProcessingQuotes.com name, logo, and all related product and service names, design marks, and slogans are trademarks of PaymentProcessingQuotes.com. You may not use such marks without our prior written permission.

7. Third-Party Links and Content

The Site may contain links to third-party websites, resources, or services that are not owned or controlled by PaymentProcessingQuotes.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites or services. We strongly recommend reading the terms and conditions and privacy policies of any third-party websites you visit.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, SERVICES, AND PRODUCTS AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PAYMENTPROCESSINGQUOTES.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• Warranties that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
• Warranties regarding the accuracy, reliability, or completeness of any content, including product information, pricing, or availability of payment terminal services.
• Warranties that the results obtained from the use of the Site will be accurate or reliable.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PAYMENTPROCESSINGQUOTES.COM, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION:

• Loss of profits, revenue, data, goodwill, or other intangible losses.
• Damages resulting from your access to, use of, or inability to access or use the Site.
• Damages resulting from any conduct or content of any third party on the Site.
• Damages resulting from unauthorized access to, use of, or alteration of your transmissions or content.
• Damages arising from the use of or reliance on any quote, rate, or information provided through the Site.

In any event, the aggregate liability of PaymentProcessingQuotes.com for all claims arising out of or relating to the use of the Site shall not exceed the greater of one hundred Canadian dollars (CAD $100.00) or the amount you paid to us, if any, during the six-month period preceding the claim.

10. Indemnification

You agree to defend, indemnify, and hold harmless PaymentProcessingQuotes.com, its officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, actions, demands, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any third-party rights, including intellectual property rights; or (d) any information you submit through the Site.

11. Modifications to Terms and Site

We reserve the right to modify, update, or replace any part of these Terms at our sole discretion at any time. Changes will be effective immediately upon posting to the Site. The "Last Updated" date at the top of this page will be revised accordingly. It is your responsibility to check these Terms periodically for changes.

We also reserve the right to modify, suspend, or discontinue any aspect of the Site, including content, features, availability, and pricing information, at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Site.

12. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Site will immediately cease. All provisions of the Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to conflict of law principles. You irrevocably submit to the exclusive jurisdiction of the courts of the Province of Quebec, judicial district of Montreal, for the resolution of any dispute arising out of or relating to these Terms or your use of the Site.

Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute informally by contacting us. If the dispute is not resolved within thirty (30) days of your written notice, either party may proceed with formal legal action.

14. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions of these Terms shall continue in full force and effect. The failure of PaymentProcessingQuotes.com to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and PaymentProcessingQuotes.com regarding your use of the Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site.

16. Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Use, please contact us at:

PaymentProcessingQuotes.com
Email: info@paymentprocessingquotes.com
Website: www.paymentprocessingquotes.com